Calculate your Fixed Deposit Maturity Value at the click of a button
How do you like to receive your FD returns?
Compounding Period
Total Investment
Total Returns
Your total earning will be
₹ 3,00,000
After 1 Month, You will
earn
₹ 1,38,232
with
₹ 38,282
as interest
Once for 1 Month, to
recieve
₹ 5,000 monthly
you need to invest
₹ 9,23,077
Hey! Please select a valid input
| Principal (Opening) | Interest | Principal (Closing) |
|---|
Unlike other financial institutions, Post offices also facilitate the option to go for a fixed deposit. Now there is no need to worry about the calculation of interest income that your investment can yield for you. Instead of visiting a post office, you can sit back at your comfort and use the Post Office FD Calculator to estimate the returns you can enjoy on your investment after the end date of your chosen maturity.
Now easily calculate Post Office FD Interest Returns in minutes using the Post Office FD Calculator. This Post Office FD Calculator is developed specially for investors looking to invest in post office FD schemes.
The rate of interest offered on the post office FDs are known to be attractive. Customers are found enjoying the interest rates starting at 5.50% per annum. The deposits in the post office can be opened for a tenure 1 to 5 years with a minimum investment amount of Rs.1,000 with no higher limit.
Find out the maturity return you can get on your fund invested in a post office saving scheme. Use Post Office Fixed Deposit Calculator and save your effort and time. You need to enter the details like the principal amount, rate of interest rate, and the preferred tenure prior to clicking on the button 'Calculate' online.
Post office FDs unlike banks offers you the facility to seek loan against your FD. The interest offered by the post office is higher sometime in comparison to banks. The FD account can be transferred from one branch to another without hassle. Withdrawal is not allowed before 6 months. You can go for the premature withdrawal subject to a penalty of 1% on your post office fixed deposits.
| Instruments | Rate of interest w.e.f 01.04.2023 to 30.06.2023 | Compounding Frequency* |
|---|---|---|
| Post Office Savings Account | 4.0 | Annually |
| 1 Year Time Deposit | 6.8 (Annual Interest ₹698 for ₹10,000/-) | Quarterly |
| 2 Year Time Deposit | 6.9 (Annual Interest ₹708 for ₹10,000/-) | Quarterly |
| 3 Year Time Deposit | 7.0 (Annual Interest ₹719 for ₹10,000/-) | Quarterly |
| 5 Year Recurring Deposit Scheme | 6.2 (Maturity Value ₹7,043 for ₹100/- Dn) (After Extension with Deposits 6 Years - ₹8,731/-, 7 Years - ₹10,526/-, 8 Years - ₹12,435/-, 9 Years - ₹14,465/- & 10 Years - ₹16,623/-) | Quarterly |
| Senior Citizen Savings Scheme | 8.2 (Quarterly Interest ₹205 for ₹10,000/-) | Quarterly and Paid |
| Monthly Income Account | 7.4 (Monthly Interest ₹62 for ₹10,000/-) | Monthly and paid |
| National Savings Certificate (VIII Issue) | 7.7 (Maturity Value ₹14,490 for ₹10,000/-) | Annually |
| Public Provident Fund Scheme | 7.1 | Annually |
| Kisan Vikas Patra | 7.5 (will mature in 115 months) | Annually |
| Mahila Samman Savings Certificate | 7.5 (Maturity Value ₹11,602 for ₹10,000/-) | Quarterly |
| Sukanya Samriddhi Account Scheme | 8.0 | Annually |
Note: The government of India is known to fix the interest rate payable on post office fixed deposits at the beginning of each quarter. FD rates are effective from April 1, 2023, to June 30, 2023
No, the Post Office FD calculator is a simple, easy, and an effective tool accessible online from anywhere in the country.
The government sets Post Office FD scheme interest rate at the start of each quarter.
You need to input - amount, date, tenure, and type of interest payment for the calculation using Post Office FD Calculator.
Post office fixed deposit in India is a preferred option for the safe investment.
The interest on the post office FDs range between 5.5% p.a. to 6.7% per annum and are backed by the sovereign guarantee of the government of India.
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