Your Investment
After 3 Years, You will receive
₹ 123143.93
and ₹ 23143.93 as interest
Total Investment
Total Interest
Post offices also facilitate the option to go for a fixed deposit. Now there is no need to worry about calculating the interest income your investment can yield. Instead of visiting a post office, you can sit back in your comfort and use the Post Office FD Calculator to estimate the returns you can enjoy on your investment after the end date of your chosen maturity.
Now easily calculate Post Office FD Interest Returns in minutes using the Post Office FD Calculator. This Post Office FD Calculator is developed specially for investors looking to invest in post office FD schemes.
The rate of interest offered on the post office FDs are known to be attractive. Customers are found enjoying the interest rates starting at 5.50% per annum. The deposits in the post office can be opened for a tenure 1 to 5 years with a minimum investment amount of Rs.1,000 with no higher limit.
Find out the maturity return you can get on your fund invested in a post office saving scheme. Use Post Office Fixed Deposit Calculator and save your effort and time. You need to enter the details like the principal amount, rate of interest rate, and the preferred tenure prior to clicking on the button 'Calculate' online.
Post office FDs unlike banks offers you the facility to seek loan against your FD. The interest offered by the post office is higher sometime in comparison to banks. The FD account can be transferred from one branch to another without hassle. Withdrawal is not allowed before 6 months. You can go for the premature withdrawal subject to a penalty of 1% on your post office fixed deposits.
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Popular Calculators
| Instruments | Rate of interest w.e.f 01.04.2023 to 30.06.2023 | Compounding Frequency* |
|---|---|---|
| Post Office Savings | 4.0 | Annually |
| 1 Year Time Deposit | 6.8 (Annual Interest ₹698 for ₹10,000/-) | Quarterly |
| 2 Year Time | 6.9 (Annual Interest ₹708 for ₹10,000/-) | Quarterly |
| 3 Year Time | 7.0 (Annual Interest ₹719 for ₹10,000/-) | Quarterly |
| 5 Year Recurring Deposit | 6.2 (Maturity Value ₹7,043 for ₹100/- Dn) (After Extension with Deposits 6 Years - ₹8,731/-, 7 Years - ₹10,526/-, 8 Years - ₹12,435/-, 9 Years - ₹14,465/- & 10 Years - ₹16,623/-) | Quarterly |
| Senior Citizen Savings | 8.2 (Quarterly Interest ₹205 for ₹10,000/-) | Quarterly and Paid |
| Monthly Income | 7.4 (Monthly Interest ₹62 for ₹10,000/-) | Monthly and paid |
| National Savings Certificate (VIII Issue) | 7.7 (Maturity Value ₹14,490 for ₹10,000/-) | Annually |
| Public Provident Fund | 7.1 | Annually |
| Kisan Vikas | 7.5 (will mature in 115 months) | Annually |
| Mahila Samman Savings | 7.5 (Maturity Value ₹11,602 for ₹10,000/-) | Quarterly |
| Sukanya Samriddhi Account | 8.0 | Annually |
Note: The government of India is known to fix the interest rate payable on post office fixed deposits at the beginning of each quarter. FD rates are effective from April 1, 2023, to June 30, 2023
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Rebalancing your investment - the fixed income effect
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