U GRO Capital Limited

U GRO Capital Limited NCD Bonds & IPO

  • About Isssuer
  • Why Should you Invest?
  • Latest Offers
  • Financial Hightlights
  • Advantages
  • FAQs

U GRO Capital Limited was incorporated on February 10, 1993. It is a fast-growing organisation engaged in the lending business. It focuses on the MSMEs sector in the country.

Important Numbers

Total Assets
2,854 cr

D/E
1.86

ROE
1.5

ROA
0.5

BondsIndia
BondsIndia
  • U GRO Capital Limited has identified 8 major sectors for its business, including Hospitality, Electrical Equipment & Components, Healthcare, Education, Chemicals, Food Processing/FMCG, Auto Components & Light Engineering, and Micro Enterprises.
  • Investors show interest in U GRO Capital Limited IPOs, as reflected in their online search for information.
  • The company has a dedicated team of successful leaders working tirelessly to expand its business and ensure consistent growth, which has resulted in increased value for U GRO NCD IPOs. Investors can expect better returns on their investments.
  • U GRO Capital differentiates itself from others through its data-centric and technology-enabled approach. The company has made significant investments in technology to streamline the loan application process and provide a hassle-free experience for applicants.
  • U GRO Capital offers MSMEs a wide range of product offerings, including machinery loans, short-term financing, secured and unsecured term loans, and supply chain financing. The company leverages its expertise and technology to make the entire process digital and secure, collaborating with FinTech and NBFC partners.
  • Why Choose U GRO Capital NCD IPO to Invest?

    U GRO Capital Limited is a stable and trusted company that has witnessed growth since its inception. The company today has enough money to pay off its unexpected financial liabilities. It has a market capital of Rs. 1127.89 crores and its share price as of 28 Dec 2022 is 157.20. The company for the quarter ended 30-09-2022 has reported Rs. 157.38 Crore as a Standalone Total Income which is up 27.12 % from its last quarter’s Rs. 123.80 Crore income and 150.99 % up from its last year same quarter total income which was Rs. 62.70 Crore. Company has reported U GRO Capital in the latest quarter has reported Rs. 5.27 Crore which is the net profit after tax.

    net profit after tax. The company focuses majorly on 8 SMEs and works to cater to their need for loans at different intervals. The U GRO Capital NCD IPO has proved a good option for a relatively safe investment for investors in retail and institutional segments.

    Your choice of parking your surplus in U GRO NCD IPO can help you generate a better return on investment (ROI). The company seems to be profit-generating. As of March 31, 2021, the company has a network of over 34 branches that comprise 9 prime branches and 25 micro branches. The company apart from these branches also uses eco-system channels, partnerships & alliances, and direct digital channels to build a loan portfolio and increase its disbursement.

    The IPO price also acts as the deciding factor. U GRO Capital NCD recently offered up to 10.5% interest. Investors showed an overwhelming response. The NCDs of U GRO Capital Limited (UGCL) offer fairly higher coupons compared to the fixed deposit interest rates on offers from highly rated NBFCs.

    Why invest in BondsIndia?
    BondsIndia

    Price Discovery
    Real Time

    BondsIndia

    Seamless Digital KYC
    100%

    BondsIndia

    Assured Transaction
    Real Time

    INVEST NOW

    Get a call back from us!

    BondsIndia

    What core sector SMEs does U GRO focus on?

    U GRO Capital provides loan solutions for companies engaged in different sectors. The popular products are business loans, education, healthcare, and other loans. U GRO focuses majorly on Healthcare Education Chemicals Electrical equipment and components Auto components Light engineering Hospitality Food Processing & FMCG The company is not limited to specific sectors but has loan seekers from the above-listed sector SMEs. For more information, you can browse the company’s website anytime.

    About the Company Financials

    U GRO Capital NCDs 2022 – Highlights ➢ April 2022 NCDs - The per annum offered coupon rate in Series 1, Series 2, and Series 3 were 10.00%, 10.15%, and 10.40% respectively ➢ Sept 2022 NCDs - The per annum offered coupon rates in Series 1, Series 2, and Series 3 were 10.15%, 10.35, and 10.50% respectively ➢ Issue Price for both April & Sept 2022 – Rs. 1000 per NCD ➢ Face value for both April & Sept 2022 – Rs. 1000 per NCD ➢ The minimum Lot size for April & Sept 2022 is 10 NCDs

    Financial Highlights

    U GRO Capital At a Glance

    The company has witnessed growth at a fast pace. The leadership has succeeded in achieving the trust of customers and investors with its highly committed services.

  • Established in 1993  
  • Mr. Shachindra Nath - Vice Chairman and Managing Director
  • Formerly known as Chokhani Securities
  • A BSE-listed NBFC
  • Rated A-/ Stable by CRISIL and Acuite A+/Stable by Acuite ratings A glance at the above can help you expand your knowledge about the company.
  • Advantages

    U GRO Capital has expanded its network in Gujarat with 5 new branches with the aim to support 10,000 small businesses by March 2022. Apart from Gujarat, U GRO Capital has expanded its branch presence in many other states in India. U GRO Capital NCDs are offering coupons higher than fixed deposits.

  • It is one of the fast-growing lending companies to commence with US$ 135 million of capital
  • U GRO has good creditworthiness and is a company with a 14-year track record of profit-making
  • NBFCs like U GRO Capital in the next 5 years are expected to grow at 15-17%
  • The company is said to have INR 9,530 Mn (~US$ 135 million) of Equity
  • Investing in India’s 4th largest Non-banking Finance business may be an ideal decision for you
  • Frequently Asked Questions

    CRISIL has rated U GRO Capital A-/ Stable and Acuite has rated A+/Stable. 'A' rating refers to adequate safety, timely principal repayment, interest, and it has low credit risk.
    U GRO Capital NCDs are known to offer a better return in comparison to fixed deposits. The per annum coupon rate offered to NCD Holders in the I, II, III & IV Category Series 1, Series 2, and Series 3 issued in April 2022 was 10.00%, 10.15%, and 10.40% respectively.
    Investors buying U GRO Capital April 2022 NCDs had the option to choose the investment tenor from 18, 27, and 36 Months.
    U GRO Capital Limited was earlier known as Chokhani Securities. It is a BSE-listed NBFC that was established in the year 1993.
    NCDs in comparison to fixed deposits are more liquid and are known to offer more returns. NCDs can be traded in the secondary market after they are listed on the stock exchange.

    Got more questions?

    Book 5 Minutes Discussion with our Financial Expert

    SCHEDULE A DISCUSSION

    Upcoming Webinar

    Webinar Closed

    BondsIndia

    Rebalancing your investment - the fixed income effect

    BondsIndia

    Sat, 07 Jan 2023

    BondsIndia

    12:00 - 01:00 PM IST

    RESERVE MY SPOTREGISTRATION CLOSED

    Upcoming Webinar

    Webinar Closed

    Rebalancing your investment - the fixed income effect

    BondsIndia

    Sat, 07 Jan 2023

    BondsIndia

    12:00 - 01:00 PM IST

    RESERVE MY SPOTREGISTRATION CLOSED
    bonds-india-image

    Request a Call Back