Navi FinServ Limited

Navi FinServ Limited (Navi) – NCD Bonds & IPO

  • About Isssuer
  • Why Should you Invest?
  • Latest Offers
  • Financial Hightlights
  • Advantages
  • FAQs

Incorporated on February 14, 2012, Navi Finserv Limited is an NBFC registered in India. The company’s NBFC license was effective on March 11, 2016. On March 05, 2022, the company was converted from a private limited company to a public company.

Important Numbers

Total Assets
41403.3

Net worth
11852.62

ROE
-5.72

ROA
-1.79

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  • Navi Finserv offers personal loans and home loans through its brand name "Navi" to customers across the country. The company's presence extends to various regions, catering to the financial needs of individuals.
  • Navi Finserv has established a strong market position and possesses a robust technical system. Its reliable presence in the market reflects its competence and ability to serve customers effectively.
  • The company focuses on digital lending products, emphasizing personal and housing finance. This strategic focus aligns with the growing demand for digital financial services and enables Navi Finserv to cater to a wide range of customers.
  • Navi FinServ Limited has successfully utilized IPOs to raise funds for expanding its products and services. These IPOs have garnered positive responses from investors, indicating their confidence in the company's growth potential and its ability to generate returns.
  • Why Choose Navi FinServ Limited NCD IPOs to Invest?

    According to recent news, Navi Finserv debt bond got listed recently in 2022 followed 1.65 times subscription of the base issue of Rs. 300 crores. It received total bids worth Rs. 495.72 crores. It was about 65% higher than the base issue. The fintech firm's secured, rated, listed and redeemable Non-Convertible Debentures (NCDs) received good response. It had a total value of Rs. 600 crores that included the greenshoe option of Rs. 300 crores.


    Some of the Navi FinServ bonds are rated as ‘A’ which relatively indicates medium risk. Considering the risk-reward ratio and the number of options available to invest in the secondary market, long-term investors can look into investing a very small portion of their fixed-income portfolio in the above NCD, and that too is only for diversified investment purposes.


    Investing in Navi FinServ Limited NCD IPOs may seem attractive. You can take your decision of investing in the company after considering the essential deciding factors.

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    Understand About the Navi Finserv Housing Loans

    You can consider reading about housing loans facilitated by the company. You will be able to learn about its features, the amount of loan you can seek, tenure, and more. Navi Finserv Housing Loans are for Ready to move-in homes Under-construction properties Self-constructed properties Navi Finserv Housing Loans Features Loans up to 10 Cr Interest rate starting at 8.39% per annum Tenure up to 30 Years LTV up to 90% On-the-spot approval Navi Finserv Housing Loans are amidst the demanding company products. Customers have been showing more interest in it because of many reasons. The above information may help you in your decision.

    Financial Highlights

    What are the features of Navi Finserv Digital Personal Loans?

    Personal loan today is one of the best mediums to meet your need or short-term or emergency funds. If you are planning to apply for personal loans, the following information may be of significant help.

    The following are a few considerable distinguishing factors:

  • Personal Loans upto 20,00,000
  • A tenure ranging upto 84 months
  • 9-45% interest rate per annum on a reducing balance
  • Easy to apply
  • Digital application on the Navi app
  • Quick processing and approval
  • Consider the above information about Navi Finserv Digital Personal Loans before you go for the loan application. It may help you avoid any kind of disappointment.

    Advantages

    The company’s assets under management for loan business grew by 67% from Rs. 1,758.5 crores to Rs. 2,949.21 crores by March 2022. Also, for the quarter ending March 2022, the company's Net non-performing assets (NNPA) and Gross Non-Performing Assets (GNPA) stood at 0.9 and 0.04%, respectively.

  • It is a non-deposit taking NBFC
  • It is registered with RBI
  • It is a wholly owned subsidiary of Navi Technologies Limited, a reputed brand in India
  • The NCDs issued sometime back has been rated as IND A/ Stable by India Ratings & Research Pvt. Ltd.
  • Navi NCD IPOs assure an adequate degree of safety to investors
  • Frequently Asked Questions

    The company Navi Finserv was incorporated on February 14, 2012.
    The Navi Finserv Product includes Digital Personal Loans, Housing Loans, and Loan against Property.
    Loan Against Property for constructed properties Loans up to Rs. 10 Cr Tenure up to 15 Years LTV up to 70% Interest rate starting at 8.39% per annum Minimal documentation Approval on the spot
    Navi Finserv Personal Loans have tenure that ranges up to 84 months.
    You can get a personal loan up to Rs. 20, 00,000 subject to the fulfillment of the eligibility and necessary documentation.

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