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Ujjivan Small Finance Bank Limited (USFBL) based in India is a mass market Small Finance Bank focused on building financial inclusion in the country. It focuses on catering to unserved and underserved segments.

UFSL, the promoter commenced its operations in the country as a non-banking financial company (NBFC) in 2005. The company aimed at rendering a complete range of financial services to the economically poor segment who were not entertained and satisfactorily served by the different financial institutions functioning in the market.

The company wanted to cater to the various financial needs of unserved and underserved segments. UFSL later received RBI In-Principle Approval that cleared the way to establish a Small Finance Bank and thus Ujjivan Small Finance Bank Limited was incorporated as a wholly-owned subsidiary.

Ujjivan Small Finance Bank Limited's portfolio includes a range of assets & liability products and a range of services.

Why Choose Ujjivan Small Finance Bank IPO to Invest?

USFBL is a fast-growing organisation and has successfully maintained its growth since its inception. The growth of the organisation is evident through its geographical expansion, effective operationalization of Banking Outlets, improved productivity, lower credit cost, and continued growth in its customer database.

Ujjivan Small Finance Bank Limited's asset product portfolio comprises Agriculture and allied loans, MSE loans, Personal loans, affordable housing loans, Loans to micro banking customers that include group loans and individual loans, and vehicle loans.

USFBL liability side offers include current accounts, savings accounts, and a variety of deposit accounts. The company is known to do well and the investment in the Ujjivan Small Finance Bank IPO can help you earn well on your investment.

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What USFBL asset product portfolio comprises?

Ujjivan Small Finance Bank Limited serves its customers countrywide with an irresistible financial product range. Customers from varied segments fulfill their need for varied types of loans with hassle-free application.

USFBL asset product portfolio comprises the following:

➢   Personal loans

➢   Affordable housing loans

➢   Agriculture and allied loans

➢   MSE loans

➢   Loans to micro banking customers that include group loans and individual loans

➢   Vehicle loans

The eligibility, terms and conditions vary depending on the type of loan you opt for. You can gather more information about the bank online.

What are the USFBL non-credit offerings?

Ujjivan Small Finance Bank Limited today is a brand and a respected bank in India. People trust the bank and are happy about its products and USFBL non-credit offerings.

The USFBL non-credit offerings comprise the following:

➢  ATM-cum-debit cards

➢  Aadhaar enrolment services

➢  Distributing third-party insurance products

➢  Point of sales (“POS”) terminals

If you are looking to have a distinctive banking experience, you may try banking with Ujjivan Small Finance Bank Limited today!

FINANCIAL HIGHLIGHTS

UJJIVAN SMALL FINANCE BANK LIMITED Amount in CR

YEARS 2022 2021 2020 2019 2018
TOTAL ASSETS 23,604 20,380 18,411 13,742 9,473
REVENUE 3,126 3,116 3,025 2,037 1,579
PROFIT -415 8 350 199 7
Total Assets Debt- Equity ratio Networth Return on Assets
23,604 2.58 -15.92 -1.75

How to check Ujjivan IPO allotment status on BondsIndia?

If you are worried thinking how to check Ujjivan’s IPO allotment status, then you can follow the below-detailed process:

➢  Visit Bondsindia.com

➢  On the Home page look for the option ‘SEARCH’

➢  Search Ujjivan’s IPO if available for trade using the name of the company, ISIN, or Security name

➢  Press ‘ENTER’

➢  It will display the IPO details

➢  Register at BondsIndia if you are a first-time visitor

➢  Complete your KYC online

➢  Choose the investment options and payment mode

➢  Initiate the bid/investment

Ujjivan Small Finance Bank – Awards & Achievements

If you wish to learn about the bank’s awards and achievements, read below. It will take you through its successful journey.

➢  Quantic 3rd Annual BFSI Technology Excellence Awards

  • Winner Best Cyber Security Initiatives
  • CISO of the Year
  • ➢  Mother Teresa Award – Winner for Corporate Citizenship of the year 2020-21

    ➢  Indian Bank Association- Winner: Best IT Risk & Cyber Security Initiatives.

    ➢  DSCI Excellence Award 2021 – Best Security Practices in NBFCs & Small Financial Institutions.

    ➢  Indian Bank Association – 16th Annual Banking Technology Award 2021 (Small Finance Bank Category):

  • Winner: Best Digital Financial Inclusion Initiatives
  • First Runner-Up: Best Technology Bank of the Year
  • First Runner-Up: Best IT Risk & Cyber Security Initiatives
  • ➢  Resulticks BFSI Digital Stallion’s – India Chapter Awards 2020:

  • Best Brand
  • Excellence in the Digital Marketing
  • Best API banking Implementation
  • Best ROI-based Digital Marketing Campaign
  • Best Use of Facebook
  • Ranked #6 Amongst India's Best Companies To Work 2019

    The above-detailed achievements are evidence of the bank’s success. Investors are found checking Ujjivan allotment status frequently to invest.

    Advantages

    Ujjivan Small Finance Bank IPO price seems to be competitive and can prove to be a good choice for many investors willing to earn a decent return on investment. You can do proper research work before investing your money in the bank’s bonds or IPOs.

    Advantages with Ujjivan Small Finance Bank

    • Ujjivan Small Finance Bank for the quarter ended 30-09-2022 has reported Rs. 1,139.83 Crore as a Standalone Total Income. It is 13.94 % more than the last quarter’s total income of Rs. 1,000.42 Crore.
    • Ujjivan Small Finance Bank has a stable credit rating
    • RBI has listed Ujjivan Small Finance Bank in the Scheduled Banks
    • Ujjivan Small Finance Bank IPO price may be considered for the potential investors

    You can consider the above-shared information about Ujjivan Small Finance Bank. It may help you take the right decision related to investing in Ujjivan Small Finance Bank IPOs.

    Frequently Asked Questions

    Ujjivan Small Finance Bank has a countrywide presence and is spread in over 208 districts in 24 states and union territories in India.

    The company must have served over 2.77 million customers till date.

    Ujjivan Small Finance Bank has over 468 branches within India.

    You can visit either the company website or bondsindia.com to learn about Ujjivan’s allotment status in minutes.

    BondsIndia is a secure, user-friendly, and reliable online platform for trading bonds. Prefer bondsindia.com for Ujjivan Small Finance Bank IPO and other issuer bonds.

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